Serve this chili with a side of cornbread and some cheese. It can get a bit messy, but you'll forget it once you have a taste.
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Heat the oil in a large saucepan or Dutch oven over medium heat.
Add the garlic and cook until golden, about 1 minute. Raise the heat to medium-high, add the onion, and cook until softened, 5 minutes.
Add the bell pepper and cook until the vegetables are very tender, 5 to 7 minutes.
If the bottom of the pan begins to scorch, add a small amount of water.
Stir in the tomatoes, kidney beans, cannellini beans, corn, water, cumin, chili powder, curry powder, and cinnamon.
Bring the mixture to a boil. Reduce the heat and simmer, covered, 20 to 25 minutes.
Serve in individual bowls and top with optional toppings as desired.