Beat cream cheese in medium bowl with electric mixer on medium speed until creamy. Beat in yogurt and ¼ cup of the topping until smooth. Cover and refrigerate at least 30 minutes until chilled.
Spoon dip into small serving bowl. Drizzle with 1 to 2 teaspoons topping; swirl with tip of knife. Sprinkle with ginger. Serve with apple and pear slices.