The first love at Cocoa Cottage Bed and Breakfast, in Whitehall, Mich., is chocolate. They’ve become famous among first-timers and return guests for their freshly baked chocolate tortes and signature breakfasts, which are delightfully chocolate-filled as well (chocolate zucchini bread and handmade chocolates come with your made-to-order eggs and sausage). The suites are even named after iconic chocolatiers like Cadbury, Godiva, Hershey, and Ghirdadelli. Their coveted location is just minutes from the beach at Lake Michigan.